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Health Care Coverage...you have got to be kidding!

October 25th, 2016 at 12:43 pm

I am confused! I decided to check out the health care marketplace site. My husband recently took early retirement because they did away with his job. In 2017 our income will be about $25,000. So I see that we would qualify for coverage. I entered my info and it say's I have 38 choices to choose from. Except my doctors are not list in any of them.

Seriously, so how do you get medical insurance?

Medical Insurance for newly retired age 58 & 60

October 8th, 2016 at 02:28 pm

My husband recently retired at the age of 60. I am 58. My are currently insured through a COBRA insurance plan the is a high deductible plan. We pay $900. per month and that will go to $1000. per month in January. I know that we would be eligible for something on the healthcare plan in 2017. The healthcare.gov stuff does sound scary to me but I would be interested in hearing from someone that has experience with it.

Anyone else here too young for Medicare and have any ideas on medical insurance. We rarely go to the doctor.

$1289.33 New Prescription... No Way!!!!!!

October 29th, 2014 at 08:26 am

Without saying anything to me, my doctor changed my diabetes medicine. She called in a new prescription for me. I got a message in my email that a new prescription was being processed. I checked online to see what that was all about. A new prescription for Actoplus Met XR was ordered by my doctor. I googled the name and came up with some frightening serious side effects. Then my phone rings and it is the pharmacy calling to get an approval to charge me for the drug. They said it was $1289.33 . I currently pay $10.00 for a three month supply of my Metformin diabetes medicine. I nicely declined the new medicine!

Favorites...not working on sidebar?

October 22nd, 2014 at 08:21 am

Does the "favorites" on our sidebar not work? If I go to my "setting" their is a place to add my favorite Saving Advice blogs, but it doesn't seem to work!

Does it work for anyone?

One way I save money on our gasoline.

October 20th, 2014 at 11:11 am

I thought I would share a little way that we save on our gasoline expense.

I have a Chase credit card. Each quarter they offer 5% cash back on a certain category. Two quarters per year, one of the categories it is gasoline. We also have a Speedway gasoline rewards card when we earn points to received free rewards. So I combine them and reap double!

Each year during January, February, and March. Chase offers the 5% on all gasoline purchases. So I use my Chase credit card to buy $800.00 worth of gift cards. I will get $40.00 back from Chase. I also use my Speedway Rewards to get 8000 bonus points for buying the gifts card. Then each week when I get gasoline, I pay using the gift certificate and get more Speedway Reward points!

In other words, I purchase enough Speedway gift cards while the 5% promotion for gasoline is on to last until the next time that promotion is on in July, August, and September. I get 5% cash back from Chase, get Speedway Rewards points for buying the gift cards and then also get rewards when I pay with my gift card. We usually redeem our Speedway Rewards for a free $100. gift card about every 13 months!

Does anyone still have savings bonds?

October 13th, 2014 at 05:18 pm

I own 52 EE US Savings Bonds. They earn mostly 1.42% interest. I earn a total of about $4.00 per month on these savings bonds. I am trying to decide if it is worth it to keep them. I could just cash them in and put the money in my ING ( Capital One) savings account and earn .75%. The difference is about $20.00 a year. Not much difference and I would have one less account to keep track of.....not that it is really much trouble! LOL

What would you do?

My Current Assests

October 13th, 2014 at 08:24 am

Since I am just getting my money blog started I thought I would start by logging my current assets.

1. Assets

Cash accounts $23,049.99
CD 2,608.59
Retirement 292,029.30
Taxable Investments 23,820.52

TOTAL $ 341,508.40

2. Liabilities $ 0.00

Hubby is 58 and works full time. I am 56 and have never worked outside the home. We live in our home that is paid off and I would guess it is worth about $225,000.00


October 11th, 2014 at 07:25 pm


I am starting my blog on here today. I have always been interested in money, budgeting, and investing. I am 56 and my husband is 58 years old. I am a full time homemaker. Our children are grown and married with families of their own.

I have enjoyed reading everyone's blogs.